Am I Contributing Enough to my RRSP?

Am I Contributing Enough to my RRSP?

Do you ever wonder how much is enough to retire or feel behind on what you have saved so far?  Don’t feel alone! Some analysts claim 60% of Canadians are saving for retirement.  Of course these are surveys completed by companies that may only have a sample group of 2000 people. This 60 percent of Canadians number seems very high to me so I did a bit more digging…this time on the Stats Canada website.

Read More

Things to Consider Before Purchasing a Home

Things to Consider Before Purchasing a Home

There is something that drives most of us to be home owners rather than renters. It could be that we don’t want to waste money on something that we actually won’t own at the end of the day and/or it is a sign that we are responsible and successful adults.  Whatever the reason may be, I would like to share two areas of concern to ensure you are not just following an emotion to own but are thinking about the financial variables of ownership.

Read More

DIY Investing: What Online Brokerage to Use?

DIY Investing: What Online Brokerage to Use?

There are various routes to access the stock market when it comes to investing your hard-earned cash. You may seek out a wealth advisor or investment advisor that works at an investment firm, or a financial planner who works at a bank or at a mutual fund/insurance company.

Read More